Author
Abdul Samad
Abdul Samad is an independent publisher in Punjab, Pakistan, who researches US Medicare and ACA rules from official government sources.
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About the publisher
Abdul Samad is an independent publisher based in Punjab, Pakistan. The publisher researches US Medicare and ACA rules from official government sources and turns them into free calculators and plain-language explanations.
The work is not affiliated with Medicare.gov, the Centers for Medicare & Medicaid Services, the Social Security Administration, the Internal Revenue Service, or any state agency. The About page explains why the site exists, and the editorial policy explains how sources, corrections, and advertising are handled.
What the publisher makes
The calculators cover employer coverage affordability, Medicare Savings Programs, Part B late-enrollment penalties, IRMAA, and Medicare versus ACA decisions. Each tool shows its inputs, its result, its math, its official source, and the date the figure was checked.
The writing aims to be useful before it is comprehensive. A page should help a reader understand a cost, a deadline, or the next official step without a sales call.
Contact
Questions, corrections, and source suggestions can be sent to [email protected]. Read the About page, editorial policy, and methodology for more detail.